Please take care that you have answered all the questions honestly and to the best of your knowledge. If you don’t, your policy may be cancelled or treated as if it never existed or your claims rejected or not fully paid.
Please read and accept the assumptions below:
American Pit Bull Terrier, Dogo Argentino, Fila Braziliero, Japanese Tosa, Pit Bull, Pit Bull Terrier, Irish Staffordshire Bull Terrier, Wolf, wolf hybrid, or a dog crossed with any of these, or any animal registered under the Dangerous Dogs Act 1991 and The Dangerous Dogs (Northern Ireland) order 1991 or Dangerous Dogs (amendment) Act 1997 or any subsequent amendments.
If you are unsure about any of the statements above, please call us on 0333 234 0580.
Example of how to calculate the amount you will have to pay in the event of a claim
A valid claim arises for Vetinary fees totalling | £300 |
Excess on policy | £85* |
Variable excess of Vetinary Fee | 10%* |
Therefore
£300.00 (claim amount) - £85.00 Excess | = £215.00 |
10%(Variable Excess%) of £215.00 (Variable Excess £) | = £21.50 |
= £215.00 (claim amount minus excess)-£21.50 (Variable Excess £) | = £193.50 |
Totals:
So in this example:
You would pay £85 (excess) + £21.50 (Variable Excess) | = £106.50 |
The insurer pays | = £193.50 |
Claim Total settled | = £300.00 |
*Please refer to your schedule of Insurance for your variable excess and excess amounts as the above are purely examples and the actual amounts will vary.
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